Your car insurance most certainly does cover bodily injury and property damage to third parties if you have auto insurance in New York state.
It is mandated that all auto insurance policies in the state of New York have at-fault liability of no less that $25,000 per person, $50,000 total for an accident for bodily injury, and $10,000 in property damage.
Watch this video “Does My Car Insurance Cover Bodily Injury and Property Damage?” for more details:
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created by Ryan Hanley